Website Terms of Use

Welcome to the Asset Finance Avenue website (“Website”). Odaat Capital Pty Ltd (“Company”) (ABN 88 676 958 142) operates this Website, with its registered office located in Queensland. In these Terms of Use, “we”, “our”, and “us” refer to Asset Finance Avenue.

1. Introduction

1. By accessing and using this Website, you agree to comply with these Terms of Use. If you do not agree, you are no longer permitted to access or use this Website.

2. Violation of these Terms of Use will result in the immediate revocation of your right to access and use this Website.

3. This Website is intended for Australian residents aged 18 years and over. The content, including products and prices, is frequently updated. Products may be withdrawn at any time without notice.

4. We may amend these Terms of Use at any time. The amended Terms will be effective upon posting on this Website. Continued use of the Website constitutes acceptance of the amended Terms.

5. Information presented on this Website is based on generalisations. Any advice given does not take into account your objectives, financial situation or needs, so please consider whether it is appropriate for you. Subject to suitability. Finance available to approved applicants only. Credit criteria, fees and charges apply. Terms and conditions are available on request.

6. Asset Finance Avenue may obtain your loan estimate by making a request to a credit reporting body to access your credit reporting information. In order to do this, Odaat Capital Pty Ltd will first submit your personal information to the credit reporting body and will be acting as an “Access Seeker” to make the request. The process of obtaining your loan estimate will NOT impact your credit score. Proceeding with your loan estimate for approval with any particular lender may result in a formal credit enquiry.

2. Privacy Policy

1. We prioritise your privacy. Please refer to our Privacy Policy to understand how we use, store and transfer your information. Use of this Website is subject to our Privacy Policy.

3. Third Party Products

1. This Website offers access to products provided by third parties. We do not control these third parties. Verify and satisfy your personal preferences and requirements before applying for or obtaining any product. Consult relevant product disclosure statements before making a purchase.

2. All prices are in Australian dollars (AUD $).

3. We are not liable for any loss or damages incurred in connection with products obtained through this Website.

4. Product statements on this Website are summaries for comparison purposes. Confirm the precise terms of any product prior to purchase. Information is available to Australian residents only, unless otherwise stated.

5. Submitting personal details through this Website allows you to make an offer to obtain a product from a third party. Acceptance of your offer by the third party forms a contract, subject to their terms and conditions. You will receive confirmation if your offer is accepted.

4. The Asset Finance Avenue Service and How We Are Paid

1. We provide services to research and compare life insurance, car insurance, loans, energy, broadband products and credit cards from third parties.

2. Our comparison service is free to use, subject to these Terms of Use. We receive commission from third party providers if you successfully purchase a product.

5. Permitted Use

1. You may use this Website for personal use only, in compliance with these Terms of Use. Commercial use is prohibited.

2. You must not engage in activities that affect the security of this Website or any information stored within it.

3. You agree not to:

   a. Use automated tools to access or extract data.

   b. Duplicate or distribute Website content without permission.

   c. Use methods to obtain, process or repackage Website content.

   d. Reverse engineer or deconstruct the Website’s source code.

   e. Use tools to obtain large amounts of data.

   f. Attempt to uncover valuation or business methodologies.

   g. Post or send spam as defined in the Commonwealth Spam Act 2003.

4. Unlawful or fraudulent use of this Website is prohibited.

5. Any information provided by you on this Website must be true, accurate and complete.

6. Registering an Account

1. You may create a personal account to access member services. Accounts are created using a username and password or social media authentication.

2. If you create an account, you agree that:

   a. Your Login Details are for your use only.

   b. You will keep your Login Details secure and confidential.

   c. You are responsible for actions taken with your Login Details.

   d. Breaches of these Terms under your Login Details will be treated as breaches by you.

3. If your Login Details are compromised, notify us immediately and change your password. We are not liable for losses due to unauthorised use of your Login Details.

4. We may deactivate your account for unauthorised use and will notify you via provided contact methods.

7. No Advice

1. Asset Finance Avenue does not offer financial, investment or other monetary advice. Nothing on this Website constitutes such advice.

2. This Website is for comparison and research purposes only. We do not bind third party providers or ensure they will sell products to you. Products are subject to third party approval.

8. Intellectual Property Rights

1. “Asset Finance Avenue” trademarks and associated logos are owned by Odaat Capital Pty Ltd or its subsidiaries.

2. All intellectual property rights in content on this Website are owned or licensed by Odaat Capital Pty Ltd.

3. Use of trademarks is restricted. You must not:

   a. Use them as part of your own trademarks.

   b. Use them in a way that causes confusion or defamation.

   c. Imply endorsement of products or services not related to Asset Finance Avenue.

4. Intellectual property rights cannot be used without our written consent.

9. Exclusions of Liability

1. This Website, content and services are provided “as is”. We make no warranties regarding their value, purpose, reliability, accuracy, completeness, security or error-free status.

2. Use of this Website and actions taken based on its information are at your own risk. Asset Finance Avenue is not liable for any losses incurred.

3. We do not guarantee the Website is free from harmful elements such as viruses.

4. We aim for continuous uptime but do not guarantee it. We may suspend, restrict or terminate access at any time.

5. We are not liable for:

   a. Losses from using or relying on this Website.

   b. Removal of your data or information.

   c. Losses from service interruptions or Website failures.

   d. Removal of your content or communications.

   e. Circumstances beyond our control.

   f. Losses or damages not directly caused by us or reasonably expected.

10. Indemnity

1. You agree to indemnify us, our directors, employees, agents and contractors for any loss or expenses arising from a breach of these Terms of Use or your use of this Website.

11. Contact Us

1. We provide links to third-party websites for additional information. We do not control or endorse these websites. We are not liable for any loss incurred from accessing third-party sites.

2. For questions about this Website or our services, please contact us.

12. General

1. If any part of these Terms is invalid or unenforceable, it will be replaced by a valid provision reflecting the spirit of the original. The rest of the Terms will continue in effect.

2. Failure to enforce rights under these Terms does not prevent further action.

3. These Terms constitute the entire agreement between you and us regarding your use of this Website, superseding any prior agreements.

13. Governing Law

1. These Terms and your use of this Website are governed by the laws of Queensland and the Commonwealth of Australia.

2. You and we submit to the non-exclusive jurisdiction of the courts of Queensland and the Commonwealth of Australia in relation to these Terms and your use of this Website.

By using this Website, you agree to these Terms and Conditions.